DEFENDER
Defender 110 · Heritage Edition
Fully modified · Green Lane approved
INSURANCE
THAT KNOWS
EVERY BOLT.
From a Series I pulled from a Cotswold barn to a Defender V8 built for Icelandic crossings — we write policies for the machine as it actually is, not as it left the factory.
EVERY USE CASE.
ONE SPECIALIST.
Whether you're tarmac-only or axle-deep in a Herefordshire ford, we have a policy written for that exact machine and that exact use.
On-Road & Commuter
Full comprehensive cover for Defenders, Discoverys, and Range Rovers used as daily transport. Agreed value policies mean you're never underinsured on a Td5 that's worth more than glass guide says.
Off-Road Touring
GLASS routes, byways, and unsealed tracks. Covers recovery costs, winch damage, and underbody impact from rocks you didn't see until the diff was already on them.
Overlanding & Long-Range
Roof tents, snorkels, extra fuel, satellite comms. We cover the kit as well as the machine — European breakdown, repatriation, and modified roof load included.
Storage & Show
Climate-controlled units, concours events, and transport on trailers. Laid-up cover from £89/yr. Series I, II, and IIA barn finds insured from first restoration invoice.
Snorkels · Lifts · Winches · Light bars · Cage builds
BUILT YOUR WAY.
COVERED AS-IS.
Every modification declared is covered. No blanket exclusions, no underwriting surprises when you finally need to claim. We've seen every combination — tell us what you've built.
Lift Kits & Suspension
- 2" – 6" lifts
- Coilover upgrades
- Extended brake lines
Engine & Drivetrain
- Td5 remaps
- TDCi stage tunes
- Gearbox conversions
Snorkels & Wading
- Safari snorkels
- Raised air intakes
- Wading plugs
Roof & Load
- Roof tents
- Expedition racks
- Drawer systems
Protection & Armour
- Rock sliders
- Bash plates
- Bull bars & A-bars
Lighting
- LED light bars
- Spot & driving lights
- Underbody lighting
THEY KNOW THEIR
LAND ROVERS.
Every other insurer wanted to exclude my snorkel, the lift, and the winch. Defender Insurance covered all three on day one — and when I drowned the engine in a ford near Builth Wells, they paid out without a single argument about the modifications.
James Hartley
Green-laner · Defender 90 Td5
Herefordshire
I have four Rangie Classics in climate storage — two concours, two project cars. The agreed values are exactly what I asked for, the laid-up policy costs almost nothing, and they actually know what a Series III county is without me having to explain it.
Philippa Weston
Collector · 4× Range Rover Classic
Oxfordshire
Built a Defender 130 for a Morocco crossing — 3-inch lift, dual battery, 50L aux tank, roof tent, and a Warn winch. One phone call, everything declared, policy issued same day. European extension covered the whole trip including the Atlas stages.
Callum Osei-Bonsu
Expedition builder · Defender 130 TDCi
Bristol
12,400+
Land Rovers insured
£487
Average annual premium
97%
Claims paid in full
24hrs
Average claim settlement
2 MINUTES
Registration to quote. No comparison sites, no call centres reading scripts.
YOUR LAND ROVER.
YOUR TERMS.
Registration first — we pull the DVLA record and pre-fill what we can. You tell us how you actually use it.